Basic Financial Information Tips (Part I)

Financial Information: Here are some financial Information, tips, definitions, and information that will hopefully help you save money or get out of debt. Savings: Pay yourself first. Start now stashing 10% of your income in an “Emergency” savings. Don’t use it for anything but real emergencies. Keep a “For Sure” savings account for yearly expenses … Read more

How to select a mutual fund

Mutual Funds: One of the most common ways of selecting a mutual fund is to invest with the crowd in today’s hot funds. Unfortunately, jumping from one winning fund to another is a recipe for disaster. The mutual funds that the crowd follows typically have had a hot recent performance and tend to gather all … Read more

Exchange Traded Funds: Why You Should Never Buy a Mutual Fund Again

Exchange Traded Funds are a relatively new and exciting investment vehicle, offering investors flexibility, lower costs and more efficient investment options. Copyright 2006 Equitrend, Inc. Many investors still don’t know about Exchange Traded Funds (or ETFs) and their advantages over traditional mutual funds. In this article, we’ll examine Exchange Traded Funds, their history, performance and … Read more

A Guide For Writing a Funding Proposal.

No guide for writing a funding proposal would be complete without cautioning that a business looking for funding cannot do so without also presenting a completed business plan.   Every lender, whether bank or other financial institution, venture capitalist, or private individual, will want to see the firm’s business plan in addition to the project … Read more

A Crash Course on Understanding Financial Statements

Financial statements (or financial reports) are a record of a business’ financial flows and levels. The big four statements are: 1.Balance sheet which describes a company’s assets and liabilities. 2.Income statement which describes a company’s income and expenses. 3.Statement of Cash Flows which describes how corporate operating, investment, and financing activities have affected the company’s … Read more